NSE ScannerNippon India Mutual Fund · Solution Oriented · Retirement · Direct plan
Nippon India Retirement Fund- Wealth Creation Scheme - Direct Plan - Growth
In plain words
Over 3 years it returned +9.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -18.3%.
On 3-year return it ranks 10 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,19,124 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.2% | +1.9% |
| 3 months | -7.5% | -5.1% |
| 6 months | -4.3% | -3.2% |
| 1 year | -8.7% | -10.2% |
| 3 years (yearly) | +9.8% | +7.4% |
| 5 years (yearly) | +9.3% | +6.5% |
| 10 years (yearly) | +10.6% | +11.3% |
| Since start (yearly) | +9.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,155 | -9.2% |
| 3 years | ₹3,60,000 | ₹3,61,828 | +0.3% |
| 5 years | ₹5,90,000 | ₹7,18,710 | +7.7% |
| 10 years | ₹11,90,000 | ₹20,91,722 | +10.8% |
Top holdings (30 Sept 2026)
Fund size ₹2,939 crore · 71 holdings · 99% in equity
| Company | Industry | Weight |
|---|---|---|
| HDFC Bank Limited | Banks | 7.72% |
| ICICI Bank Limited | Banks | 6.89% |
| Axis Bank Limited | Banks | 4.17% |
| Reliance Industries Limited | Petroleum Products | 4.14% |
| Infosys Limited | IT - Software | 3.72% |
| Mahindra & Mahindra Limited | Automobiles | 3.27% |
| JSW Energy Limited | Power | 3.03% |
| State Bank of India | Banks | 2.94% |
| Alkem Laboratories Limited | Pharmaceuticals & Biotechnology | 2.26% |
| Hindustan Aeronautics Limited | Aerospace & Defense | 2.14% |
| Vedanta Aluminium Metal Limited | Non - Ferrous Metals | 2.01% |
| Varun Beverages Limited | Beverages | 1.91% |
| HDFC Asset Management Company Limited | Capital Markets | 1.91% |
| InterGlobe Aviation Limited | Transport Services | 1.70% |
| NTPC Green Energy Limited | Power | 1.68% |
Largest industries: Banks 21.7%, Power 6.7%, Pharmaceuticals & Biotechnology 5.5%, Finance 5.4%, Retailing 5.3%, Automobiles 4.3%.
Other plan of this fund: Nippon India Retirement Fund- Wealth Creation Scheme - Regular Plan - Growth