TickerKhojFranklin Templeton Mutual Fund · Debt · Banking and PSU · Direct plan
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth
₹25.3176NAV on 30 Oct 2026Expense ratio 0.23%
29 Oct 2025NAV low 24.02 · high 25.36+5.4%
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 1 of 4 funds in Banking and PSU.
A monthly SIP over 10 years ended ₹31,005 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.0% | +1.9% |
| 3 months | +0.7% | -5.1% |
| 6 months | +2.7% | -3.2% |
| 1 year | +5.4% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +6.4% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +7.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,762 | +5.2% |
| 3 years | ₹3,60,000 | ₹4,00,582 | +6.7% |
| 5 years | ₹5,90,000 | ₹7,03,468 | +6.9% |
| 10 years | ₹11,90,000 | ₹17,00,629 | +6.9% |
Other plan of this fund: Franklin India Banking & PSU Debt Fund - Regular Plan - Growth