TickerKhojHDFC Mutual Fund · Debt · Banking and PSU · Regular plan
HDFC Banking and PSU Debt Fund - Regular Plan - Growth
₹24.2253NAV on 30 Oct 2026Expense ratio 0.68%
29 Oct 2025NAV low 23.51 · high 24.45+3.0%
In plain words
Over 3 years it returned +6.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.1%.
On 3-year return it ranks 4 of 4 funds in Banking and PSU.
A monthly SIP over 10 years ended ₹38,347 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -0.5% | -5.1% |
| 6 months | +1.9% | -3.2% |
| 1 year | +3.1% | -10.2% |
| 3 years (yearly) | +6.3% | +7.4% |
| 5 years (yearly) | +5.7% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +7.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,960 | +2.7% |
| 3 years | ₹3,60,000 | ₹3,91,460 | +5.3% |
| 5 years | ₹5,90,000 | ₹6,84,902 | +5.8% |
| 10 years | ₹11,90,000 | ₹16,40,974 | +6.2% |
Other plan of this fund: HDFC Banking and PSU Debt Fund - Direct Plan - Growth