TickerKhojHDFC Mutual Fund · Debt · Credit Risk · Direct plan
HDFC Credit Risk Fund - Direct Plan - Growth
₹28.3445NAV on 30 Oct 2026Expense ratio 1.01%
29 Oct 2025NAV low 26.69 · high 28.4+6.2%
In plain words
Over 3 years it returned +8.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 11 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹57,156 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.8% | -5.1% |
| 6 months | +3.3% | -3.2% |
| 1 year | +6.2% | -10.2% |
| 3 years (yearly) | +8.0% | +7.4% |
| 5 years (yearly) | +7.0% | +6.5% |
| 10 years (yearly) | +7.8% | +11.3% |
| Since start (yearly) | +8.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,420 | +6.1% |
| 3 years | ₹3,60,000 | ₹4,04,998 | +7.4% |
| 5 years | ₹5,90,000 | ₹7,14,769 | +7.5% |
| 10 years | ₹11,90,000 | ₹17,70,608 | +7.7% |
Other plan of this fund: HDFC Credit Risk Fund - Regular Plan - Growth