NSE ScannerKotak Mahindra Mutual Fund · Debt · Banking and PSU · Direct plan
Kotak Banking and PSU Debt Fund - Direct Plan - Growth
₹72.4913NAV on 30 Oct 2026Expense ratio 0.40%
29 Oct 2025NAV low 69.68 · high 72.98+4.0%
In plain words
Over 3 years it returned +7.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.8%.
On 3-year return it ranks 2 of 4 funds in Banking and PSU.
A monthly SIP over 10 years ended ₹36,287 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -0.3% | -5.1% |
| 6 months | +2.1% | -3.2% |
| 1 year | +4.0% | -10.2% |
| 3 years (yearly) | +7.0% | +7.4% |
| 5 years (yearly) | +6.3% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +7.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,545 | +3.5% |
| 3 years | ₹3,60,000 | ₹3,95,831 | +6.0% |
| 5 years | ₹5,90,000 | ₹6,96,471 | +6.5% |
| 10 years | ₹11,90,000 | ₹16,97,675 | +6.9% |
Other plan of this fund: Kotak Banking and PSU Debt Fund - Regular Plan - Growth