TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Floating Interest Rates · Direct plan
Aditya Birla Sun Life Floating Interest Rates Fund - Direct Plan - Growth
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 9 of 12 funds in Floating Interest Rates.
A monthly SIP over 10 years ended ₹20,046 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.1% | -5.1% |
| 6 months | +3.0% | -3.2% |
| 1 year | +5.7% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +7.1% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,638 | +5.6% |
| 3 years | ₹3,60,000 | ₹3,99,029 | +6.8% |
| 5 years | ₹6,00,000 | ₹7,17,314 | +7.1% |
| 10 years | ₹12,00,000 | ₹17,15,164 | +6.9% |
Top holdings (30 Sept 2026)
Fund size ₹12,972 crore · 191 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (22/09/2033) (FRB) | Sovereign | 7.46% |
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | CRISIL AAA | 3.45% |
| 7.00% Small Industries Development Bank of India (04/06/2029) (FRN) ** | CARE AAA | 2.70% |
| 7.20% Knowledge Realty Trust (26/09/2028) ** | CRISIL AAA | 2.29% |
| HDFC Bank Ltd. (15/01/2027) # | CARE A1+ | 2.27% |
| 7.30% Bharti Telecom Ltd. (01/12/2027) ** | CRISIL AAA | 2.02% |
| Union Bank of India (16/03/2027) # | ICRA A1+ | 1.87% |
| 7.21% Embassy Office Parks Reit (17/03/2028) ** | CRISIL AAA | 1.73% |
| ICICI Bank Ltd. (25/03/2027) **# | ICRA A1+ | 1.68% |
| Small Industries Development Bank of India (03/09/2027) # | CRISIL A1+ | 1.44% |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** | ICRA AAA | 1.36% |
| 8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) ** | CARE AAA | 1.35% |
| 7.34% TATA Capital Ltd. (21/02/2029) (FRN) ** | ICRA AAA | 1.34% |
| 7.31% Aditya Birla Housing Finance Ltd. (22/05/2028) ** | ICRA AAA | 1.33% |
| 7.96% Embassy Office Parks Reit (27/09/2027) ** | CRISIL AAA | 1.31% |
Largest industries: CRISIL AAA 21.7%, ICRA AAA 13.2%, ICRA A1+ 10.5%, CRISIL A1+ 8.3%, Sovereign 8.1%, CARE AAA 5.2%.
Other plan of this fund: Aditya Birla Sun Life Floating Interest Rates Fund - Regular Plan - Growth