NSE ScannerUTI Mutual Fund · Debt · Credit Risk · Direct plan
UTI - Credit Risk Fund. - Direct Plan - Growth
₹20.8798NAV on 30 Oct 2026Expense ratio 0.76%
29 Oct 2025NAV low 19.77 · high 20.91+5.6%
In plain words
Over 3 years it returned +7.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 12 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹59,048 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.0% | +1.9% |
| 3 months | +0.7% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +5.6% | -10.2% |
| 3 years (yearly) | +7.6% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +3.3% | +11.3% |
| Since start (yearly) | +5.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,908 | +5.4% |
| 3 years | ₹3,60,000 | ₹4,01,932 | +6.9% |
| 5 years | ₹5,90,000 | ₹7,08,590 | +7.2% |
| 10 years | ₹11,90,000 | ₹15,39,024 | +5.0% |
Other plan of this fund: UTI - Credit Risk Fund. - Regular Plan - Growth