UTI Mutual Fund · Debt · Dynamic Term · Direct plan
UTI Dynamic Term Fund - Direct Plan - Growth
₹35.4035NAV on 30 Oct 2026Expense ratio 0.56%
29 Oct 2025NAV low 34.1 · high 35.79+3.7%
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.6%.
On 3-year return it ranks 9 of 21 funds in Dynamic Term.
A monthly SIP over 10 years ended ₹69,629 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -0.4% | -5.1% |
| 6 months | +1.5% | -3.2% |
| 1 year | +3.8% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +7.5% | +6.5% |
| 10 years (yearly) | +6.6% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,318 | +3.2% |
| 3 years | ₹3,60,000 | ₹3,93,525 | +5.6% |
| 5 years | ₹5,90,000 | ₹6,99,318 | +6.7% |
| 10 years | ₹11,90,000 | ₹17,12,249 | +7.0% |
Other plan of this fund: UTI Dynamic Term Fund - Regular Plan - Growth