TickerKhojICICI Prudential Mutual Fund · Debt · Credit Risk · Direct plan
ICICI Prudential Credit Risk Fund - Direct Plan - Growth
₹38.6637NAV on 30 Oct 2026Expense ratio 0.80%
29 Oct 2025NAV low 36.19 · high 38.78+6.8%
In plain words
Over 3 years it returned +8.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 5 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹68,125 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | +0.8% | -5.1% |
| 6 months | +3.4% | -3.2% |
| 1 year | +6.8% | -10.2% |
| 3 years (yearly) | +8.8% | +7.4% |
| 5 years (yearly) | +7.9% | +6.5% |
| 10 years (yearly) | +8.3% | +11.3% |
| Since start (yearly) | +8.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,622 | +6.3% |
| 3 years | ₹3,60,000 | ₹4,09,910 | +8.2% |
| 5 years | ₹5,90,000 | ₹7,28,819 | +8.3% |
| 10 years | ₹11,90,000 | ₹18,24,864 | +8.2% |
Other plan of this fund: ICICI Prudential Credit Risk Fund - Regular Plan - Growth