TickerKhojUTI Mutual Fund · Debt · Medium to Long Term · Direct plan
UTI Medium to Long Term Fund - Direct Plan - Growth
₹82.7108NAV on 30 Oct 2026Expense ratio 1.32%
29 Oct 2025NAV low 80.48 · high 83.78+2.4%
In plain words
Over 3 years it returned +6.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.6%.
On 3-year return it ranks 10 of 12 funds in Medium to Long Term.
A monthly SIP over 10 years ended ₹38,386 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -0.7% | -5.1% |
| 6 months | +1.7% | -3.2% |
| 1 year | +2.5% | -10.2% |
| 3 years (yearly) | +6.3% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +5.2% | +11.3% |
| Since start (yearly) | +6.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,618 | +2.2% |
| 3 years | ₹3,60,000 | ₹3,87,376 | +4.6% |
| 5 years | ₹5,90,000 | ₹6,84,635 | +5.8% |
| 10 years | ₹11,90,000 | ₹16,09,401 | +5.8% |
Other plan of this fund: UTI Medium to Long Term Fund - Regular Plan - Growth