TickerKhojUTI Mutual Fund · Debt · Liquid · Direct plan
UTI - Liquid Fund - Direct Plan - Growth
₹469.4258NAV on 1 Nov 2026Expense ratio 0.15%
31 Oct 2025NAV low 458.99 · high 4,589.12-89.3%
In plain words
Over 3 years it returned -50.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -90.0%.
On 3-year return it ranks 39 of 39 funds in Liquid.
A monthly SIP over 10 years ended ₹3,954 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | -89.7% | -3.2% |
| 1 year | -89.3% | -10.2% |
| 3 years (yearly) | -50.4% | +7.4% |
| 5 years (yearly) | -32.9% | +6.5% |
| 10 years (yearly) | -15.7% | +11.3% |
| Since start (yearly) | -9.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹48,869 | -85.5% |
| 3 years | ₹3,60,000 | ₹76,287 | -76.7% |
| 5 years | ₹6,00,000 | ₹1,07,619 | -65.3% |
| 10 years | ₹12,00,000 | ₹2,00,811 | -44.1% |
Other plan of this fund: UTI - Liquid Fund - Regular Plan - Growth