TickerKhojSBI Mutual Fund · Debt · 10-year Constant Maturity Gilt · Direct plan
SBI 10 YEAR CONSTANT MATURITY GILT FUND - Direct Plan - Growth
₹68.3401NAV on 2 Nov 2026Expense ratio 0.32%
3 Nov 2025NAV low 66.47 · high 70.02+1.8%
In plain words
Over 3 years it returned +6.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.5%.
On 3-year return it ranks 4 of 5 funds in 10-year Constant Maturity Gilt.
A monthly SIP over 10 years ended ₹29,584 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | -1.7% | -5.1% |
| 6 months | +1.5% | -3.2% |
| 1 year | +1.9% | -10.2% |
| 3 years (yearly) | +6.6% | +7.4% |
| 5 years (yearly) | +5.5% | +6.5% |
| 10 years (yearly) | +7.3% | +11.3% |
| Since start (yearly) | +8.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,698 | +1.1% |
| 3 years | ₹3,60,000 | ₹3,85,443 | +4.5% |
| 5 years | ₹6,00,000 | ₹6,92,777 | +5.7% |
| 10 years | ₹12,00,000 | ₹16,70,842 | +6.4% |
Top holdings (30 Sept 2026)
Fund size ₹1,501 crore · 4 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 6.94% CGL 2036 | Sovereign | 65.21% |
| 7.18% CGL 2037 | Sovereign | 15.94% |
| 6.48% CGL 2035 | Sovereign | 9.55% |
| 6.79% CGL 2034 | Sovereign | 6.51% |
Largest industries: Sovereign 97.2%.
Other plan of this fund: SBI 10 YEAR CONSTANT MATURITY GILT FUND - Regular Plan - Growth