TickerKhojSBI Mutual Fund · Debt · Medium Term · Direct plan
SBI MEDIUM TERM FUND - Direct Plan - Growth
₹59.4148NAV on 31 Oct 2026Expense ratio 0.72%
30 Oct 2025NAV low 56.46 · high 59.87+5.2%
In plain words
Over 3 years it returned +7.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.9%.
On 3-year return it ranks 8 of 12 funds in Medium Term.
A monthly SIP over 10 years ended ₹51,156 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | +0.1% | -5.1% |
| 6 months | +2.9% | -3.2% |
| 1 year | +5.2% | -10.2% |
| 3 years (yearly) | +7.4% | +7.4% |
| 5 years (yearly) | +6.7% | +6.5% |
| 10 years (yearly) | +7.9% | +11.3% |
| Since start (yearly) | +8.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,533 | +4.8% |
| 3 years | ₹3,60,000 | ₹3,99,937 | +6.6% |
| 5 years | ₹5,90,000 | ₹7,05,556 | +7.0% |
| 10 years | ₹11,90,000 | ₹17,42,952 | +7.4% |
Top holdings (30 Sept 2026)
Fund size ₹6,419 crore · 66 holdings · 0.4% in equity
| Company | Industry | Weight |
|---|---|---|
| 6.94% CGL 2036 | Sovereign | 6.90% |
| Godrej Properties Ltd. | [ICRA]AA+ | 4.69% |
| 7.06% CGL 2041 | Sovereign | 4.54% |
| JSW JFE Kalinga Steel Ltd. | CRISIL AA | 4.38% |
| Aditya Birla Real Estate Ltd. | CRISIL AA | 3.43% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | CARE AA | 3.36% |
| JTPM Metal Traders Ltd. | CRISIL AA | 3.36% |
| Renserv Global Pvt Ltd. | CARE A(CE) | 3.20% |
| Motilal Oswal Finvest Ltd. | CRISIL AA+ | 3.13% |
| GMR Airports Ltd. | CRISIL AA- | 3.01% |
| Kogta Financial (India) Ltd. | CARE AA- | 2.86% |
| H.G. Infra Engineering Ltd. | [ICRA]AA- | 2.84% |
| Gaursons India Pvt. Ltd. | [ICRA]A- | 2.80% |
| Bharti Telecom Ltd. | CRISIL AAA | 2.36% |
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | [ICRA]AA+ | 2.16% |
Largest industries: Sovereign 20.4%, CRISIL AA 15.2%, CRISIL AA+ 8.0%, [ICRA]AA+ 7.2%, CRISIL AAA 7.1%, [ICRA]AA- 4.4%.
Other plan of this fund: SBI MEDIUM TERM FUND - Regular Plan - Growth