NSE ScannerSBI Mutual Fund · Debt · Liquid · Direct plan
SBI LIQUID FUND - Direct Plan - Growth
₹4,474.867NAV on 1 Nov 2026Expense ratio 0.20%
31 Oct 2025NAV low 4,202.75 · high 4,474.87+6.5%
In plain words
Over 3 years it returned +6.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 26 of 39 funds in Liquid.
A monthly SIP over 10 years ended ₹8,821 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.2% | -3.2% |
| 1 year | +6.5% | -10.2% |
| 3 years (yearly) | +6.9% | +7.4% |
| 5 years (yearly) | +6.4% | +6.5% |
| 10 years (yearly) | +6.1% | +11.3% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,190 | +6.5% |
| 3 years | ₹3,60,000 | ₹3,98,033 | +6.6% |
| 5 years | ₹6,00,000 | ₹7,10,699 | +6.7% |
| 10 years | ₹12,00,000 | ₹16,39,065 | +6.1% |
Top holdings (30 Sept 2026)
Fund size ₹77,481 crore · 123 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 91 DAY T-BILL 05.11.26 | Sovereign | 3.47% |
| HDFC Bank Ltd. | CRISIL A1+ | 3.20% |
| Punjab National Bank | CRISIL A1+ | 3.20% |
| National Bank for Agriculture and Rural Development | CRISIL A1+ | 3.14% |
| Canara Bank | CRISIL A1+ | 2.83% |
| 364 DAY T-BILL 12.11.26 | Sovereign | 2.66% |
| Small Industries Development Bank of India | CRISIL A1+ | 2.57% |
| Reliance Retail Ventures Ltd. | CRISIL A1+ | 2.57% |
| Union Bank of India | [ICRA]A1+ | 2.57% |
| 91 DAY T-BILL 15.10.26 | Sovereign | 2.25% |
| Union Bank of India | [ICRA]A1+ | 1.93% |
| Bank of Baroda | IND A1+ | 1.92% |
| HDFC Bank Ltd. | CRISIL A1+ | 1.92% |
| Bank of India | CRISIL A1+ | 1.91% |
| HDFC Bank Ltd. | CRISIL A1+ | 1.80% |
Largest industries: CRISIL A1+ 54.3%, [ICRA]A1+ 13.1%, Sovereign 12.2%, IND A1+ 3.2%.
Other plan of this fund: SBI LIQUID FUND - Regular Plan - Growth