NSE ScannerKotak Mahindra Mutual Fund · Debt · Gilt · Direct plan
Kotak Gilt Fund - Direct Plan - Growth
₹112.9452NAV on 30 Oct 2026Expense ratio 0.48%
29 Oct 2025NAV low 108.72 · high 115.55+1.3%
In plain words
Over 3 years it returned +5.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.7%.
On 3-year return it ranks 18 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹91,886 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -1.3% | -5.1% |
| 6 months | +2.0% | -3.2% |
| 1 year | +1.8% | -10.2% |
| 3 years (yearly) | +5.5% | +7.4% |
| 5 years (yearly) | +5.2% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +7.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,453 | +2.0% |
| 3 years | ₹3,60,000 | ₹3,80,012 | +3.4% |
| 5 years | ₹5,90,000 | ₹6,68,009 | +4.8% |
| 10 years | ₹11,90,000 | ₹16,33,900 | +6.1% |
Other plan of this fund: Kotak Gilt Fund - Regular Plan - Growth