TickerKhojKotak Mahindra Mutual Fund · Debt · Short Term · Direct plan
Kotak Short Term Fund - Direct Plan - Growth
₹61.3602NAV on 2 Nov 2026Expense ratio 0.38%
29 Oct 2025NAV low 58.71 · high 61.45+4.3%
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 10 of 19 funds in Short Term.
A monthly SIP over 10 years ended ₹73,221 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | +0.3% | -5.1% |
| 6 months | +2.4% | -3.2% |
| 1 year | +4.3% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +6.3% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,023 | +4.1% |
| 3 years | ₹3,60,000 | ₹3,97,635 | +6.3% |
| 5 years | ₹5,90,000 | ₹6,99,868 | +6.7% |
| 10 years | ₹11,90,000 | ₹16,99,073 | +6.9% |
Other plan of this fund: Kotak Short Term Fund - Regular Plan - Growth