NSE ScannerSBI Mutual Fund · Debt · Medium to Long Term · Direct plan
SBI MEDIUM TO LONG TERM FUND - Direct Plan - Growth
₹79.6391NAV on 31 Oct 2026Expense ratio 0.78%
30 Oct 2025NAV low 77.22 · high 80.72+3.1%
In plain words
Over 3 years it returned +6.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.6%.
On 3-year return it ranks 7 of 12 funds in Medium to Long Term.
A monthly SIP over 10 years ended ₹63,894 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -0.7% | -5.1% |
| 6 months | +1.9% | -3.2% |
| 1 year | +3.0% | -10.2% |
| 3 years (yearly) | +6.5% | +7.4% |
| 5 years (yearly) | +6.0% | +6.5% |
| 10 years (yearly) | +7.3% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,005 | +2.7% |
| 3 years | ₹3,60,000 | ₹3,90,521 | +5.1% |
| 5 years | ₹5,90,000 | ₹6,88,162 | +6.0% |
| 10 years | ₹11,90,000 | ₹16,89,348 | +6.8% |
Top holdings (30 Sept 2026)
Fund size ₹2,036 crore · 29 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.24% CGL 2055 | Sovereign | 11.65% |
| 6.94% CGL 2036 | Sovereign | 8.45% |
| Muthoot Finance Ltd. | CRISIL AA+ | 4.91% |
| 6.68% CGL 2040 | Sovereign | 4.64% |
| 6.90% State Government of Bihar 2035 | Sovereign | 4.62% |
| JSW JFE Kalinga Steel Ltd. | CRISIL AA | 3.83% |
| Torrent Power Ltd. | CRISIL AA+ | 3.71% |
| Adani Power Ltd. | CRISIL AA | 3.42% |
| Indostar Capital Finance Ltd. | CARE AA- | 3.41% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | CARE AA | 3.31% |
| JTPM Metal Traders Ltd. | CRISIL AA | 3.18% |
| H.G. Infra Engineering Ltd. | [ICRA]AA- | 2.98% |
| Motilal Oswal Finvest Ltd. | CRISIL AA+ | 2.96% |
| Avanse Financial Services Ltd. | IND AA | 2.44% |
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | [ICRA]AA+ | 2.43% |
Largest industries: Sovereign 31.6%, CRISIL AA 15.3%, CRISIL AA+ 15.2%, CRISIL AAA(SO) 4.7%, CARE AA- 3.4%, CARE AA 3.3%.
Other plan of this fund: SBI MEDIUM TO LONG TERM FUND - Regular Plan - Growth