NSE ScannerAditya Birla Sun Life Mutual Fund · Debt · Gilt · Direct plan
Aditya Birla Sun Life Gilt Fund - Direct Plan - Growth
₹87.3947NAV on 30 Oct 2026Expense ratio 0.50%
29 Oct 2025NAV low 83.94 · high 89.84+0.5%
In plain words
Over 3 years it returned +5.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -5.4%.
On 3-year return it ranks 20 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹56,580 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.8% | +1.9% |
| 3 months | -1.3% | -5.1% |
| 6 months | +1.7% | -3.2% |
| 1 year | +0.9% | -10.2% |
| 3 years (yearly) | +5.4% | +7.4% |
| 5 years (yearly) | +4.9% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +8.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,780 | +1.1% |
| 3 years | ₹3,60,000 | ₹3,77,680 | +3.0% |
| 5 years | ₹5,90,000 | ₹6,61,902 | +4.5% |
| 10 years | ₹11,90,000 | ₹16,11,202 | +5.9% |
Top holdings (30 Sept 2026)
Fund size ₹1,175 crore · 17 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (22/04/2064) | Sovereign | 22.91% |
| Government of India (19/06/2053) | Sovereign | 12.26% |
| Government of India (05/08/2054) | Sovereign | 5.57% |
| Government of India (25/11/2074) | Sovereign | 4.91% |
| Government of India (30/10/2034) (FRB) | Sovereign | 4.37% |
| 91 DAY T-BILL 01.10.26 | Sovereign | 4.26% |
| State Government Securities (27/08/2036) | Sovereign | 4.15% |
| 364 DAY T-BILL 16.09.27 | Sovereign | 4.02% |
| Government of India (18/05/2066) | Sovereign | 3.83% |
| 182 DAY T-BILL 22.10.26 | Sovereign | 2.97% |
| 91 DAY T-BILL 08.10.26 | Sovereign | 2.55% |
| Government of India (22/02/2061) | Sovereign | 2.26% |
| State Government Securities (23/03/2036) | Sovereign | 2.11% |
| Government of India (27/07/2041) | Sovereign | 1.25% |
| State Government Securities (27/02/2038) | Sovereign | 1.21% |
Largest industries: Sovereign 79.1%.
Other plan of this fund: Aditya Birla Sun Life Gilt Fund - Regular Plan - Growth