NSE ScannerAditya Birla Sun Life Mutual Fund · Debt · Liquid · Direct plan
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth
₹462.568NAV on 1 Nov 2026Expense ratio 0.21%
31 Oct 2025NAV low 434.17 · high 462.57+6.5%
In plain words
Over 3 years it returned +7.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 3 of 39 funds in Liquid.
A monthly SIP over 10 years ended ₹10,933 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.4% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.2% | -3.2% |
| 1 year | +6.5% | -10.2% |
| 3 years (yearly) | +7.0% | +7.4% |
| 5 years (yearly) | +6.5% | +6.5% |
| 10 years (yearly) | +6.2% | +11.3% |
| Since start (yearly) | +6.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,213 | +6.5% |
| 3 years | ₹3,60,000 | ₹3,98,555 | +6.7% |
| 5 years | ₹6,00,000 | ₹7,12,366 | +6.8% |
| 10 years | ₹12,00,000 | ₹16,47,333 | +6.2% |
Top holdings (30 Sept 2026)
Fund size ₹61,167 crore · 192 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 91 DAY T-BILL 05.11.26 | Sovereign | 3.74% |
| Axis Bank Ltd. (26/11/2026) **# | ICRA A1+ | 2.15% |
| HDFC Bank Ltd. (14/12/2026) **# | ICRA A1+ | 2.06% |
| 91 DAY T-BILL 12.11.26 | Sovereign | 1.91% |
| HDFC Bank Ltd. (06/11/2026) **# | ICRA A1+ | 1.87% |
| City Union Bank Ltd. (08/12/2026) **# | ICRA A1+ | 1.85% |
| Hindustan Petroleum Corporation Ltd. (30/10/2026) ** | CRISIL A1+ | 1.79% |
| Union Bank of India (01/10/2026) # | ICRA A1+ | 1.72% |
| 182 DAY T-BILL 08.10.26 | Sovereign | 1.67% |
| 364 DAY T-BILL 08.10.26 | Sovereign | 1.63% |
| Punjab & Sind Bank (11/12/2026) **# | ICRA A1+ | 1.61% |
| The Jammu & Kashmir Bank Ltd. (09/12/2026) **# | CRISIL A1+ | 1.61% |
| IndusInd Bank Ltd. (14/12/2026) **# | CRISIL A1+ | 1.61% |
| 91 DAY T-BILL 08.10.26 | Sovereign | 1.59% |
| Export-Import Bank of India (04/11/2026) | CRISIL A1+ | 1.58% |
Largest industries: CRISIL A1+ 29.7%, Sovereign 17.9%, ICRA A1+ 16.9%, CARE A1+ 3.8%, IND A1+ 3.7%.
Other plan of this fund: Aditya Birla Sun Life Liquid Fund - Regular Plan - Growth