TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Medium Term · Direct plan
Aditya Birla Sun Life Medium Term Fund - Direct Plan - Growth
₹47.8974NAV on 30 Oct 2026Expense ratio 0.83%
29 Oct 2025NAV low 44.56 · high 48.11+7.4%
In plain words
Over 3 years it returned +10.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.7%.
On 3-year return it ranks 1 of 12 funds in Medium Term.
A monthly SIP over 10 years ended ₹80,348 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | +0.2% | -5.1% |
| 6 months | +3.0% | -3.2% |
| 1 year | +7.5% | -10.2% |
| 3 years (yearly) | +10.4% | +7.4% |
| 5 years (yearly) | +12.5% | +6.5% |
| 10 years (yearly) | +8.9% | +11.3% |
| Since start (yearly) | +9.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,561 | +6.3% |
| 3 years | ₹3,60,000 | ₹4,18,271 | +9.5% |
| 5 years | ₹5,90,000 | ₹7,72,835 | +10.6% |
| 10 years | ₹11,90,000 | ₹20,12,840 | +10.1% |
Top holdings (30 Sept 2026)
Fund size ₹3,370 crore · 75 holdings · 1469546102% in equity
| Company | Industry | Weight |
|---|---|---|
| 9.80% IL&FS Tamil Nadu Power Company Limited (16/03/2020) | 0 | 1026566921.86% |
| 9.80% IL&FS Tamil Nadu Power Company Limited (14/03/2021) | 0 | 442979180.08% |
| Government of India (11/05/2036) | Sovereign | 0.07% |
| 7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** | ICRA AAA | 0.04% |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** | ICRA AAA | 0.03% |
| 9.25% Hinduja Leyland Finance Ltd. (09/07/2031) | CRISIL AA+ | 0.03% |
| 8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) ** | ICRA AA+ | 0.03% |
| 9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) ** | ICRA A+ | 0.03% |
| 5.00% GMR Airports Ltd. (13/02/2027) ** | CRISIL AA- | 0.03% |
| Government of India (15/04/2065) | Sovereign | 0.03% |
| HDFC Bank Ltd. (15/01/2027) # | CARE A1+ | 0.03% |
| Jubilant Bevco Ltd. (31/05/2028) (ZCB) | CRISIL AA | 0.02% |
| JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** | CRISIL AA | 0.02% |
| 9.50% Kogta Financial (India) Ltd. (30/10/2027) ** | CARE AA- | 0.02% |
| 11.46% Gaursons India Pvt. Ltd. (26/12/2028) ** | ICRA A- | 0.02% |
Largest industries: 0 1469546101.9%, ICRA AAA 0.1%, Sovereign 0.1%, CRISIL AA- 0.1%, ICRA AA+ 0.1%, CRISIL AA+ 0.0%.
Other plan of this fund: Aditya Birla Sun Life Medium Term Fund - Regular Plan - Growth