TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Ultra Short to Short Term · Direct plan
Aditya Birla Sun Life Ultra short to short term Fund - Direct Plan - Growth
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 11 of 20 funds in Ultra Short to Short Term.
A monthly SIP over 10 years ended ₹75,686 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.1% | -5.1% |
| 6 months | +2.9% | -3.2% |
| 1 year | +5.7% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,585 | +5.5% |
| 3 years | ₹3,60,000 | ₹3,98,626 | +6.7% |
| 5 years | ₹6,00,000 | ₹7,15,830 | +7.0% |
| 10 years | ₹12,00,000 | ₹17,16,125 | +7.0% |
Top holdings (30 Sept 2026)
Fund size ₹9,185 crore · 72 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.30% Bharti Telecom Ltd. (01/12/2027) ** | CRISIL AAA | 6.36% |
| Small Industries Development Bank of India (20/08/2027) **# | CRISIL A1+ | 4.85% |
| 91 DAY T-BILL 31.12.26 | Sovereign | 4.30% |
| Jubilant Bevco Ltd. (31/05/2028) (ZCB) | CRISIL AA | 4.29% |
| National Bank for Agriculture and Rural Development (03/02/2027) **# | ICRA A1+ | 3.72% |
| JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** | CRISIL AA | 3.36% |
| REC Ltd. (19/03/2027) | CRISIL A1+ | 2.90% |
| 6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) ** | ICRA AAA | 2.89% |
| 8.10% Tata Capital Housing Finance Ltd. (13/12/2028) ** | ICRA AAA | 2.66% |
| 7.19% ICICI Home Finance Co. Ltd. (22/08/2028) ** | CRISIL AAA | 2.63% |
| Shivshakti Securitisation Trust (28/09/2029) ** | CRISIL AAA(SO) | 2.43% |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** | ICRA AAA | 2.40% |
| 7.09% ICICI Home Finance Co. Ltd. (12/11/2027) (FRN) ** | ICRA AAA | 2.28% |
| Kotak Mahindra Bank Ltd. (04/02/2027) # | CRISIL A1+ | 2.13% |
| 7.56% REC Ltd. (31/08/2027) ** | ICRA AAA | 1.96% |
Largest industries: CRISIL AAA 19.9%, ICRA AAA 18.3%, CRISIL A1+ 14.7%, ICRA A1+ 12.1%, CRISIL AA 7.7%, Sovereign 5.6%.
Other plan of this fund: Aditya Birla Sun Life Ultra short to short term Fund - Regular Plan - Growth