TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Money Market · Direct plan
Aditya Birla Sun Life Money Market Fund - Direct Plan - Growth
₹407.8707NAV on 30 Oct 2026Expense ratio 0.22%
29 Oct 2025NAV low 383.44 · high 407.87+6.4%
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 4 of 23 funds in Money Market.
A monthly SIP over 10 years ended ₹12,241 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.4% | -3.2% |
| 1 year | +6.4% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +6.8% | +11.3% |
| Since start (yearly) | +7.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,744 | +6.5% |
| 3 years | ₹3,60,000 | ₹4,02,367 | +7.0% |
| 5 years | ₹5,90,000 | ₹7,07,843 | +7.1% |
| 10 years | ₹12,00,000 | ₹17,06,070 | +6.8% |
Top holdings (30 Sept 2026)
Fund size ₹26,943 crore · 156 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| IndusInd Bank Ltd. (29/01/2027) **# | CRISIL A1+ | 5.17% |
| The Jammu & Kashmir Bank Ltd. (22/02/2027) **# | CRISIL A1+ | 3.61% |
| The Federal Bank Ltd. (18/02/2027) **# | CRISIL A1+ | 3.44% |
| State Government Securities (05/02/2027) | Sovereign | 2.95% |
| Yes Bank Ltd. (05/03/2027) **# | CRISIL A1+ | 2.61% |
| Canara Bank (02/02/2027) **# | ICRA A1+ | 1.90% |
| Sundaram Finance Ltd. (12/03/2027) ** | ICRA A1+ | 1.89% |
| The Federal Bank Ltd. (29/01/2027) **# | CRISIL A1+ | 1.81% |
| Small Industries Development Bank of India (04/02/2027) **# | CRISIL A1+ | 1.81% |
| Karur Vysya Bank Ltd. (23/02/2027) **# | ICRA A1+ | 1.81% |
| Mahindra & Mahindra Financial Services Ltd. (26/02/2027) ** | CRISIL A1+ | 1.80% |
| National Bank for Financing Infrastructure and Development (04/03/2027) **# | IND A1+ | 1.80% |
| The Jammu & Kashmir Bank Ltd. (26/02/2027) **# | CRISIL A1+ | 1.80% |
| Kotak Mahindra Bank Ltd. (09/03/2027) # | CRISIL A1+ | 1.62% |
| Bank of Baroda (12/02/2027) **# | CARE A1+ | 1.54% |
Largest industries: CRISIL A1+ 38.7%, ICRA A1+ 21.3%, Sovereign 11.6%, CARE A1+ 4.2%, IND A1+ 1.8%.
Other plan of this fund: Aditya Birla Sun Life Money Market Fund - Regular Plan - Growth