NSE ScannerAditya Birla Sun Life Mutual Fund · Debt · Dynamic Term · Direct plan
Aditya Birla Sun Life Dynamic Term Fund - Direct Plan - Growth
₹52.8441NAV on 30 Oct 2026Expense ratio 0.64%
29 Oct 2025NAV low 50.55 · high 53.19+4.3%
In plain words
Over 3 years it returned +7.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.1%.
On 3-year return it ranks 4 of 21 funds in Dynamic Term.
A monthly SIP over 10 years ended ₹53,042 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | +0.1% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +4.5% | -10.2% |
| 3 years (yearly) | +7.6% | +7.4% |
| 5 years (yearly) | +7.1% | +6.5% |
| 10 years (yearly) | +6.0% | +11.3% |
| Since start (yearly) | +7.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,249 | +4.5% |
| 3 years | ₹3,60,000 | ₹3,97,884 | +6.3% |
| 5 years | ₹5,90,000 | ₹7,05,560 | +7.0% |
| 10 years | ₹11,90,000 | ₹16,77,424 | +6.6% |
Top holdings (30 Sept 2026)
Fund size ₹1,370 crore · 41 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (15/04/2065) | Sovereign | 8.60% |
| HDFC Bank Ltd. (15/01/2027) # | CARE A1+ | 7.16% |
| 7.79% Tata Capital Housing Finance Ltd. (18/06/2030) ** | ICRA AAA | 6.10% |
| 9.10% Cholamandalam Investment & Finance Co. Ltd. (27/06/2031) ** | ICRA AA+ | 5.86% |
| 9.25% Hinduja Leyland Finance Ltd. (09/07/2031) | CRISIL AA+ | 5.08% |
| Jubilant Bevco Ltd. (31/05/2028) (ZCB) | CRISIL AA | 4.93% |
| 5.00% GMR Airports Ltd. (13/02/2027) ** | CRISIL AA- | 4.50% |
| 9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) ** | ICRA A+ | 4.34% |
| 7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** | ICRA AAA | 3.60% |
| 7.22% Small Industries Development Bank of India (10/04/2029) | CRISIL AAA | 3.60% |
| 9.50% Kogta Financial (India) Ltd. (30/10/2027) ** | CARE AA- | 3.26% |
| 8.45% Adani Airport Holdings Ltd. (12/02/2029) ** | IND AA- | 3.11% |
| State Government Securities (20/07/2035) | Sovereign | 2.61% |
| 8.00% Adani Power Ltd. (27/01/2028) ** | IND AA+ | 2.12% |
| 5.49% Adani Airport Holdings Ltd. (08/09/2028) ** | CRISIL AA- | 1.94% |
Largest industries: Sovereign 18.2%, ICRA AAA 16.2%, CRISIL AA- 8.2%, CARE A1+ 7.2%, CRISIL AA+ 6.5%, ICRA AA+ 5.9%.
Other plan of this fund: Aditya Birla Sun Life Dynamic Term Fund - Regular Plan - Growth