NSE ScannerAditya Birla Sun Life Mutual Fund · Debt · Ultra Short Term · Direct plan
Aditya Birla Sun Life Ultra Short Term Fund - Direct Plan - Growth
₹607.535NAV on 30 Oct 2026Expense ratio 0.32%
29 Oct 2025NAV low 571.09 · high 607.54+6.4%
In plain words
Over 3 years it returned +7.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.1%.
On 3-year return it ranks 2 of 19 funds in Ultra Short Term.
A monthly SIP over 10 years ended ₹18,255 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.3% | -3.2% |
| 1 year | +6.4% | -10.2% |
| 3 years (yearly) | +7.4% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +6.9% | +11.3% |
| Since start (yearly) | +7.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,685 | +6.4% |
| 3 years | ₹3,60,000 | ₹4,02,854 | +7.1% |
| 5 years | ₹5,90,000 | ₹7,08,508 | +7.2% |
| 10 years | ₹11,90,000 | ₹16,93,365 | +6.8% |
Top holdings (30 Sept 2026)
Fund size ₹16,279 crore · 137 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| National Bank for Agriculture and Rural Development (17/02/2027) **# | ICRA A1+ | 5.98% |
| National Bank for Agriculture and Rural Development (18/03/2027) # | ICRA A1+ | 4.55% |
| IndusInd Bank Ltd. (14/12/2026) **# | CRISIL A1+ | 4.39% |
| 8.90% Shriram Finance Ltd. (02/09/2027) ** | CRISIL AAA | 3.25% |
| 9.45% Vedanta Ltd. (05/06/2028) ** | CRISIL AA+ | 2.76% |
| 7.30% Bharti Telecom Ltd. (01/12/2027) ** | CRISIL AAA | 2.43% |
| HDFC Bank Ltd. (09/03/2027) **# | ICRA A1+ | 2.15% |
| 8.05% Muthoot Finance Ltd. (25/11/2027) | CRISIL AA+ | 1.98% |
| 7.99% Mankind Pharma Ltd. (16/10/2026) ** | CRISIL AA+ | 1.97% |
| 8.80% Avanse Financial Services Ltd. (29/10/2027) ** | CRISIL AA- | 1.83% |
| 8.45% Adani Airport Holdings Ltd. (12/02/2029) ** | IND AA- | 1.82% |
| AU Small Finance Bank Ltd. (27/01/2027) **# | CRISIL A1+ | 1.80% |
| Export-Import Bank of India (01/03/2027) **# | ICRA A1+ | 1.79% |
| 8.75% Piramal Finance Ltd. (29/10/2027) ** | ICRA AA+ | 1.72% |
| 7.09% ICICI Home Finance Co. Ltd. (12/11/2027) (FRN) ** | ICRA AAA | 1.65% |
Largest industries: ICRA A1+ 18.1%, CRISIL A1+ 11.1%, ICRA AA+ 10.5%, CRISIL AAA 10.2%, CRISIL AA+ 9.6%, ICRA AAA 4.3%.
Other plan of this fund: Aditya Birla Sun Life Ultra Short Term Fund - Regular Plan - Growth