TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Short Duration · Direct plan
Aditya Birla Sun Life Short Term Fund - Direct Plan - Growth
₹55.2702NAV on 2 Nov 2026Expense ratio 0.36%
29 Oct 2025NAV low 52.76 · high 55.36+4.6%
In plain words
Over 3 years it returned +7.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 2 of 3 funds in Short Duration.
A monthly SIP over 10 years ended ₹62,933 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.2% | -5.1% |
| 6 months | +2.5% | -3.2% |
| 1 year | +4.6% | -10.2% |
| 3 years (yearly) | +7.4% | +7.4% |
| 5 years (yearly) | +6.8% | +6.5% |
| 10 years (yearly) | +7.4% | +11.3% |
| Since start (yearly) | +8.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,145 | +4.3% |
| 3 years | ₹3,60,000 | ₹3,99,060 | +6.5% |
| 5 years | ₹5,90,000 | ₹7,04,305 | +6.9% |
| 10 years | ₹11,90,000 | ₹17,27,769 | +7.2% |
Top holdings (30 Sept 2026)
Fund size ₹5,966 crore · 83 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.35% Bharti Telecom Ltd. (15/10/2027) ** | CRISIL AAA | 6.08% |
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | CRISIL AAA | 5.00% |
| REC Ltd. (19/03/2027) | CRISIL A1+ | 4.87% |
| HDFC Bank Ltd. (15/01/2027) # | CARE A1+ | 4.11% |
| Siddhivinayak Securitisation Trust (28/09/2030) ** | CRISIL AAA(SO) | 3.68% |
| Jubilant Bevco Ltd. (31/05/2028) (ZCB) | CRISIL AA | 3.58% |
| 6.65% Indian Railway Finance Corporation Ltd. (20/05/2030) ** | ICRA AAA | 3.24% |
| JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** | CRISIL AA | 3.21% |
| 7.96% Embassy Office Parks Reit (27/09/2027) ** | CRISIL AAA | 3.02% |
| State Government Securities (03/09/2033) | Sovereign | 2.67% |
| 9.25% Hinduja Leyland Finance Ltd. (09/07/2031) | CRISIL AA+ | 2.42% |
| 7.17% Tata Capital Housing Finance Ltd. (21/05/2030) ** | ICRA AAA | 2.27% |
| 6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) ** | ICRA AAA | 2.14% |
| 6.64% Power Finance Corporation Ltd. (15/07/2030) ** | ICRA AAA | 2.01% |
| 7.20% Knowledge Realty Trust (26/09/2028) ** | CRISIL AAA | 1.99% |
Largest industries: ICRA AAA 22.6%, CRISIL AAA 20.6%, CRISIL AA 7.0%, Sovereign 6.0%, CARE AAA 4.9%, CRISIL A1+ 4.9%.
Other plan of this fund: Aditya Birla Sun Life Short Term Fund - Regular Plan - Growth