DSP Mutual Fund · Debt · Dynamic Term · Direct plan
DSP Dynamic Term Fund - Direct Plan - Growth
₹3,646.3091NAV on 30 Oct 2026Expense ratio 0.54%
29 Oct 2025NAV low 3,540.09 · high 3,740.13+0.9%
In plain words
Over 3 years it returned +6.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.1%.
On 3-year return it ranks 17 of 21 funds in Dynamic Term.
A monthly SIP over 10 years ended ₹57,382 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -1.8% | -5.1% |
| 6 months | +1.2% | -3.2% |
| 1 year | +1.3% | -10.2% |
| 3 years (yearly) | +6.0% | +7.4% |
| 5 years (yearly) | +5.5% | +6.5% |
| 10 years (yearly) | +6.4% | +11.3% |
| Since start (yearly) | +7.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,618 | +0.8% |
| 3 years | ₹3,60,000 | ₹3,81,573 | +3.6% |
| 5 years | ₹5,90,000 | ₹6,73,182 | +5.2% |
| 10 years | ₹11,90,000 | ₹16,34,137 | +6.1% |
Other plan of this fund: DSP Dynamic Term Fund - Regular Plan - Growth