TickerKhojDSP Mutual Fund · Debt · Credit Risk · Direct plan
DSP Credit Risk Fund - Direct Plan - Growth
₹60.8706NAV on 30 Oct 2026Expense ratio 0.42%
29 Oct 2025NAV low 54.79 · high 60.96+10.3%
In plain words
Over 3 years it returned +13.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.8%.
On 3-year return it ranks 1 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹90,735 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.0% | +1.9% |
| 3 months | +0.6% | -5.1% |
| 6 months | +3.7% | -3.2% |
| 1 year | +10.3% | -10.2% |
| 3 years (yearly) | +13.7% | +7.4% |
| 5 years (yearly) | +13.3% | +6.5% |
| 10 years (yearly) | +8.6% | +11.3% |
| Since start (yearly) | +9.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,27,728 | +10.7% |
| 3 years | ₹3,60,000 | ₹4,45,982 | +13.7% |
| 5 years | ₹5,90,000 | ₹8,43,050 | +14.1% |
| 10 years | ₹11,90,000 | ₹20,77,334 | +10.7% |
Other plan of this fund: DSP Credit Risk Fund - Regular Plan - Growth