HDFC Mutual Fund · Debt · Short Term · Direct plan
HDFC Short Term Fund - Direct Plan - Growth
₹35.3019NAV on 30 Oct 2026Expense ratio 0.40%
29 Oct 2025NAV low 33.85 · high 35.47+4.3%
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 11 of 19 funds in Short Term.
A monthly SIP over 10 years ended ₹32,039 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | +0.0% | -5.1% |
| 6 months | +2.3% | -3.2% |
| 1 year | +4.3% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +6.5% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +7.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,848 | +3.9% |
| 3 years | ₹3,60,000 | ₹3,97,521 | +6.2% |
| 5 years | ₹5,90,000 | ₹7,00,445 | +6.7% |
| 10 years | ₹11,90,000 | ₹17,07,249 | +7.0% |
Other plan of this fund: HDFC Short Term Fund - Regular Plan - Growth