TickerKhojMirae Asset Mutual Fund · Debt · Ultra Short to Short Term · Direct plan
Mirae Asset Ultra Short to Short Term Fund - Direct Plan - Growth
₹2,668.2315NAV on 2 Nov 2026Expense ratio 0.21%
3 Nov 2025NAV low 2,518.99 · high 2,668.23+5.9%
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 4 of 20 funds in Ultra Short to Short Term.
A monthly SIP over 10 years ended ₹57,896 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.2% | +1.9% |
| 3 months | +1.2% | -5.1% |
| 6 months | +3.2% | -3.2% |
| 1 year | +6.0% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +6.6% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +7.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,839 | +5.9% |
| 3 years | ₹3,60,000 | ₹3,99,636 | +6.9% |
| 5 years | ₹6,00,000 | ₹7,16,470 | +7.0% |
| 10 years | ₹12,00,000 | ₹16,79,028 | +6.5% |
Top holdings (30 Sept 2026)
Fund size ₹2,290 crore · 76 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 182 Days Treasury Bills (MD 26/02/2027) | Sovereign | 4.69% |
| Small Industries Development Bank of India (MD 11/06/2027)# | CRISIL A1+ | 4.11% |
| 7.86% Tata Capital Housing Finance Ltd. (MD 21/09/2029) | CRISIL AAA | 3.46% |
| 7.54% Knowledge Realty Trust (MD 08/05/2029)** | CRISIL AAA | 3.37% |
| 7.59% REC Ltd. (MD 31/05/2027) | CRISIL AAA | 3.27% |
| 7.64% REC Ltd. (MD 30/04/2027)** | [ICRA]AAA | 3.05% |
| 7.60% Poonawalla Fincorp Ltd. (MD 28/05/2027)** | CRISIL AAA | 3.05% |
| 7.85% Power Finance Corporation Ltd. (MD 03/04/2028)** | CRISIL AAA | 2.19% |
| 7.75% Power Finance Corporation Ltd. (MD 22/03/2027)** | CRISIL AAA | 2.19% |
| 364 Days Treasury Bills (MD 03/12/2026) | Sovereign | 2.16% |
| Tata Capital Housing Finance Ltd. (MD 03/02/2027)** | CRISIL A1+ | 2.13% |
| Canara Bank (MD 28/06/2027)**# | CRISIL A1+ | 2.07% |
| Small Industries Development Bank of India (MD 20/08/2027)**# | CRISIL A1+ | 2.05% |
| 7.80% National Bank for Agriculture and Rural Development (MD 15/03/2027) | [ICRA]AAA | 1.97% |
| 8.60% Manappuram Finance Ltd. (MD 24/03/2028)** | CRISIL AA | 1.95% |
Largest industries: CRISIL AAA 36.8%, CRISIL A1+ 22.5%, Sovereign 11.2%, [ICRA]AAA 7.8%, CRISIL AA 3.0%, IND AA+ 2.2%.
Other plan of this fund: Mirae Asset Ultra Short to Short Term Fund - Regular Plan - Growth