TickerKhojNippon India Mutual Fund · Debt · Credit Risk · Direct plan
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Direct Plan - Growth
₹42.5131NAV on 2 Nov 2026Expense ratio 0.61%
3 Nov 2025NAV low 39.73 · high 42.51+7.0%
In plain words
Over 3 years it returned +8.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 7 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹67,447 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.1% | -5.1% |
| 6 months | +3.8% | -3.2% |
| 1 year | +7.0% | -10.2% |
| 3 years (yearly) | +8.7% | +7.4% |
| 5 years (yearly) | +7.8% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +7.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,441 | +6.9% |
| 3 years | ₹3,60,000 | ₹4,08,217 | +8.3% |
| 5 years | ₹6,00,000 | ₹7,41,040 | +8.4% |
| 10 years | ₹12,00,000 | ₹17,39,688 | +7.2% |
Top holdings (30 Sept 2026)
Fund size ₹1,708 crore · 62 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 10.5% Triumph Composites Limited** | FITCH AA- | 4.65% |
| Samriddhi Trust** | FITCH A+(SO) | 3.95% |
| 11.81% Prospera Healthcorp Private Limited** | FITCH A- | 3.78% |
| 7.44% National Bank For Agriculture and Rural Development | CRISIL AAA | 3.19% |
| 8.45% Adani Airport Holdings Limited** | CRISIL AA- | 3.19% |
| 9.75% Delhi International Airport Limited** | ICRA AA | 2.98% |
| 6.36% Government of India | SOVEREIGN | 2.87% |
| 6.66% National Bank For Agriculture and Rural Development** | ICRA AAA | 2.87% |
| Bank of Baroda** | CARE A1+ | 2.87% |
| HDFC Bank Limited** | CARE A1+ | 2.86% |
| 10.4% Muthoot Fincorp Ltd** | CRISIL AA | 2.64% |
| 10.2% Navi Finserv Limited** | FITCH A | 2.34% |
| 10.96% Gaursons India Private Limited** | ICRA A- | 2.34% |
| 8.55% Aditya Birla Real Estate Limited** | CRISIL AA | 2.33% |
| 9.5% Vedanta Aluminium Metal Limited** | ICRA AA+ | 2.06% |
Largest industries: CRISIL AA- 13.1%, SOVEREIGN 12.2%, CRISIL AA 10.7%, CRISIL AAA 9.7%, CARE A1+ 5.7%, FITCH AA- 4.7%.
Other plan of this fund: Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Regular Plan - Growth