TickerKhojNippon India Mutual Fund · Debt · Liquid · Direct plan
Nippon India Liquid Fund - Direct Plan - Growth
₹7,009.7544NAV on 1 Nov 2026Expense ratio 0.20%
2 Nov 2025NAV low 6,582.22 · high 7,011.16+6.5%
In plain words
Over 3 years it returned +6.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 8 of 39 funds in Liquid.
A monthly SIP over 10 years ended ₹53,830 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.3% | -3.2% |
| 1 year | +6.5% | -10.2% |
| 3 years (yearly) | +6.9% | +7.4% |
| 5 years (yearly) | +6.5% | +6.5% |
| 10 years (yearly) | +6.2% | +11.3% |
| Since start (yearly) | +6.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,243 | +6.5% |
| 3 years | ₹3,60,000 | ₹3,98,523 | +6.7% |
| 5 years | ₹6,00,000 | ₹7,12,006 | +6.8% |
| 10 years | ₹12,00,000 | ₹16,45,470 | +6.2% |
Top holdings (30 Sept 2026)
Fund size ₹40,490 crore · 167 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Canara Bank** | CRISIL A1+ | 3.68% |
| HDFC Bank Limited** | CARE A1+ | 3.05% |
| 91 Days Tbill | — | 2.88% |
| Small Industries Dev Bank of India** | CRISIL A1+ | 2.44% |
| HDFC Bank Limited** | CARE A1+ | 2.09% |
| Union Bank of India** | ICRA A1+ | 2.03% |
| National Bank For Agriculture and Rural Development | CRISIL A1+ | 1.85% |
| National Bank For Agriculture and Rural Development** | CRISIL A1+ | 1.77% |
| 91 Days Tbill | — | 1.58% |
| Punjab & Sind Bank** | ICRA A1+ | 1.47% |
| Hindustan Petroleum Corporation Limited** | CRISIL A1+ | 1.47% |
| 91 Days Tbill | — | 1.46% |
| Indian Overseas Bank** | CARE A1+ | 1.23% |
| Union Bank of India** | ICRA A1+ | 1.23% |
| Union Bank of India** | ICRA A1+ | 1.23% |
Largest industries: CRISIL A1+ 28.8%, CARE A1+ 14.9%, ICRA A1+ 14.5%, Other 9.0%, SOVEREIGN 0.8%, FITCH A1+ 0.7%.
Other plan of this fund: Nippon India Liquid Fund - Regular Plan - Growth