NSE ScannerNippon India Mutual Fund · Debt · Gilt · Direct plan
Nippon India Gilt Fund - Direct Plan - Growth
₹43.9452NAV on 30 Oct 2026Expense ratio 0.52%
29 Oct 2025NAV low 42.27 · high 44.91+2.1%
In plain words
Over 3 years it returned +6.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.7%.
On 3-year return it ranks 8 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹65,493 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -1.0% | -5.1% |
| 6 months | +2.1% | -3.2% |
| 1 year | +2.5% | -10.2% |
| 3 years (yearly) | +6.2% | +7.4% |
| 5 years (yearly) | +5.4% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +8.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,807 | +2.5% |
| 3 years | ₹3,60,000 | ₹3,84,684 | +4.2% |
| 5 years | ₹5,90,000 | ₹6,76,092 | +5.3% |
| 10 years | ₹11,90,000 | ₹16,50,942 | +6.3% |
Top holdings (30 Sept 2026)
Fund size ₹1,487 crore · 42 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.34% Government of India | SOVEREIGN | 9.15% |
| 364 Days Tbill | — | 6.66% |
| 364 Days Tbill | — | 6.66% |
| 7.25% Government of India | SOVEREIGN | 6.34% |
| 6.9% Government of India | SOVEREIGN | 5.43% |
| 6.79% Government of India | SOVEREIGN | 5.40% |
| 7.3% Government of India | SOVEREIGN | 4.52% |
| 6.36% Government of India | SOVEREIGN | 3.63% |
| 6.8% Government of India | SOVEREIGN | 3.59% |
| 6.64% Government of India | SOVEREIGN | 3.46% |
| 7.63% Government of India | SOVEREIGN | 3.35% |
| 6.2% Government of India | SOVEREIGN | 3.32% |
| 9.23% Government of India | SOVEREIGN | 2.72% |
| 6.53% Government of India | SOVEREIGN | 2.66% |
| 6.94% Government of India | SOVEREIGN | 2.65% |
Largest industries: SOVEREIGN 75.4%, Other 13.3%.
Other plan of this fund: Nippon India Gilt Fund - Regular Plan - Growth