NSE ScannerTata Mutual Fund · Solution Oriented · Retirement · Regular plan
Tata Retirement Savings Fund-Conservative Plan - Regular Plan - Growth
₹31.8638NAV on 30 Oct 2026Expense ratio 2.16%
29 Oct 2025NAV low 30.54 · high 33.21-0.4%
In plain words
Over 3 years it returned +6.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -5.3%.
On 3-year return it ranks 20 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,14,740 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.3% | +1.9% |
| 3 months | -3.0% | -5.1% |
| 6 months | -0.1% | -3.2% |
| 1 year | -0.3% | -10.2% |
| 3 years (yearly) | +6.0% | +7.4% |
| 5 years (yearly) | +5.0% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +8.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,408 | -0.8% |
| 3 years | ₹3,60,000 | ₹3,76,525 | +2.8% |
| 5 years | ₹5,90,000 | ₹6,68,285 | +4.9% |
| 10 years | ₹11,90,000 | ₹16,23,275 | +6.0% |
Other plan of this fund: Tata Retirement Savings Fund-Conservative Plan - Direct Plan - Growth