NSE ScannerICICI Prudential Mutual Fund · Debt · Banking and PSU Debt · Regular plan
ICICI Prudential Banking and PSU Debt Fund - Regular Plan - Growth
₹34.6978NAV on 30 Oct 2026Expense ratio 0.74%
29 Oct 2025NAV low 33.44 · high 34.95+3.8%
In plain words
Over 3 years it returned +6.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.9%.
On 3-year return it ranks 8 of 15 funds in Banking and PSU Debt.
A monthly SIP over 10 years ended ₹35,990 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -0.2% | -5.1% |
| 6 months | +2.0% | -3.2% |
| 1 year | +3.8% | -10.2% |
| 3 years (yearly) | +6.5% | +7.4% |
| 5 years (yearly) | +6.1% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +7.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,385 | +3.3% |
| 3 years | ₹3,60,000 | ₹3,93,565 | +5.6% |
| 5 years | ₹5,90,000 | ₹6,91,118 | +6.2% |
| 10 years | ₹11,90,000 | ₹16,59,155 | +6.4% |
Other plan of this fund: ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth