TickerKhojBank of India Mutual Fund · Hybrid · Conservative Hybrid · Regular plan
BANK OF INDIA CONSERVATIVE HYBRID FUND - Regular Plan - Growth
₹36.285NAV on 2 Nov 2026Expense ratio 2.25%
3 Nov 2025NAV low 35.33 · high 36.75+0.7%
In plain words
Over 3 years it returned +5.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.2%.
On 3-year return it ranks 16 of 18 funds in Conservative Hybrid.
A monthly SIP over 10 years ended ₹41,880 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +4.6% |
| 3 months | -0.8% | -3.8% |
| 6 months | +0.2% | -1.6% |
| 1 year | +0.9% | -8.1% |
| 3 years (yearly) | +5.9% | +8.0% |
| 5 years (yearly) | +9.0% | +6.5% |
| 10 years (yearly) | +6.8% | +11.7% |
| Since start (yearly) | +7.6% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,657 | +1.0% |
| 3 years | ₹3,60,000 | ₹3,78,230 | +3.2% |
| 5 years | ₹6,00,000 | ₹6,94,921 | +5.8% |
| 10 years | ₹12,00,000 | ₹17,55,642 | +7.4% |
Other plan of this fund: BANK OF INDIA CONSERVATIVE HYBRID FUND - Direct Plan - Growth