TickerKhojBank of India Mutual Fund · Debt · Ultra Short Term · Regular plan
BANK OF INDIA ULTRA SHORT TERM FUND - Regular Plan - Growth
₹3,405.7633NAV on 30 Oct 2026Expense ratio 1.02%
29 Oct 2025NAV low 3,221.28 · high 3,405.76+5.7%
In plain words
Over 3 years it returned +6.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.1%.
On 3-year return it ranks 19 of 19 funds in Ultra Short Term.
A monthly SIP over 10 years ended ₹33,408 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.2% | +1.9% |
| 3 months | +1.2% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +5.7% | -10.2% |
| 3 years (yearly) | +6.3% | +7.4% |
| 5 years (yearly) | +5.8% | +6.5% |
| 10 years (yearly) | +6.1% | +11.3% |
| Since start (yearly) | +6.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,168 | +5.7% |
| 3 years | ₹3,60,000 | ₹3,96,795 | +6.1% |
| 5 years | ₹5,90,000 | ₹6,90,371 | +6.1% |
| 10 years | ₹11,90,000 | ₹16,03,853 | +5.8% |
Other plan of this fund: BANK OF INDIA ULTRA SHORT TERM FUND - Direct Plan - Growth