UTI Mutual Fund · Equity · Sectoral / Thematic · Regular plan
UTI - India Consumer Fund - Regular Plan - Growth
₹54.5013NAV on 2 Nov 2026Expense ratio 2.42%
3 Nov 2025NAV low 49.72 · high 60.16-9.1%
In plain words
Over 3 years it returned +8.3% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -24.0%.
On 3-year return it ranks 105 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹88,316 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +2.1% | +4.6% |
| 3 months | -7.6% | -3.8% |
| 6 months | -0.8% | -1.6% |
| 1 year | -8.9% | -8.1% |
| 3 years (yearly) | +8.3% | +8.0% |
| 5 years (yearly) | +6.4% | +6.5% |
| 10 years (yearly) | +10.1% | +11.7% |
| Since start (yearly) | +9.2% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,180 | -5.8% |
| 3 years | ₹3,60,000 | ₹3,59,038 | -0.2% |
| 5 years | ₹6,00,000 | ₹6,92,624 | +5.7% |
| 10 years | ₹12,00,000 | ₹19,59,122 | +9.5% |
Other plan of this fund: UTI - India Consumer Fund - Direct Plan - Growth