UTI Mutual Fund · Debt · Short Term · Regular plan
UTI Short Term Fund - Regular Plan - Growth
₹47.3366NAV on 30 Oct 2026Expense ratio 0.81%
29 Oct 2025NAV low 45.61 · high 47.55+3.8%
In plain words
Over 3 years it returned +6.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 12 of 19 funds in Short Term.
A monthly SIP over 10 years ended ₹67,632 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | +0.0% | -5.1% |
| 6 months | +2.1% | -3.2% |
| 1 year | +3.8% | -10.2% |
| 3 years (yearly) | +6.5% | +7.4% |
| 5 years (yearly) | +5.7% | +6.5% |
| 10 years (yearly) | +5.4% | +11.3% |
| Since start (yearly) | +7.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,620 | +3.6% |
| 3 years | ₹3,60,000 | ₹3,93,420 | +5.6% |
| 5 years | ₹5,90,000 | ₹6,87,176 | +6.0% |
| 10 years | ₹11,90,000 | ₹16,01,855 | +5.8% |
Other plan of this fund: UTI Short Term Fund - Direct Plan - Growth