TickerKhojNippon India Mutual Fund · Debt · Dynamic Term · Regular plan
Nippon India Dynamic Term Fund - Regular Plan - Growth
₹38.924NAV on 30 Oct 2026Expense ratio 0.74%
29 Oct 2025NAV low 37.88 · high 39.59+2.6%
In plain words
Over 3 years it returned +6.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.8%.
On 3-year return it ranks 10 of 21 funds in Dynamic Term.
A monthly SIP over 10 years ended ₹40,492 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.8% | +1.9% |
| 3 months | -1.2% | -5.1% |
| 6 months | +1.5% | -3.2% |
| 1 year | +2.7% | -10.2% |
| 3 years (yearly) | +6.7% | +7.4% |
| 5 years (yearly) | +5.6% | +6.5% |
| 10 years (yearly) | +5.9% | +11.3% |
| Since start (yearly) | +6.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,390 | +1.9% |
| 3 years | ₹3,60,000 | ₹3,90,146 | +5.0% |
| 5 years | ₹5,90,000 | ₹6,84,564 | +5.8% |
| 10 years | ₹11,90,000 | ₹16,14,523 | +5.9% |
Top holdings (30 Sept 2026)
Fund size ₹3,702 crore · 91 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.83% State Government Securities | SOVEREIGN | 8.05% |
| 7.78% State Government Securities | SOVEREIGN | 6.60% |
| 7.04% State Government Securities | SOVEREIGN | 6.18% |
| 7.72% State Government Securities | SOVEREIGN | 3.86% |
| 7.86% State Government Securities | SOVEREIGN | 3.02% |
| 6.65% State Government Securities | SOVEREIGN | 2.95% |
| 7.09% State Government Securities | SOVEREIGN | 2.77% |
| 7.49% State Government Securities | SOVEREIGN | 2.72% |
| 6.7% State Government Securities | SOVEREIGN | 2.54% |
| 7.6% State Government Securities | SOVEREIGN | 2.45% |
| 6.97% State Government Securities | SOVEREIGN | 2.40% |
| 7.75% State Government Securities | SOVEREIGN | 2.32% |
| 6.33% State Government Securities | SOVEREIGN | 2.29% |
| 6.36% Government of India | SOVEREIGN | 2.12% |
| 6.6% State Government Securities | SOVEREIGN | 2.09% |
Largest industries: SOVEREIGN 91.5%, Other 0.4%.
Other plan of this fund: Nippon India Dynamic Term Fund - Direct Plan - Growth