TickerKhojNippon India Mutual Fund · Debt · Floating Interest Rates · Regular plan
Nippon India Floating Interest Rates Fund - Regular Plan - Growth
₹48.1931NAV on 30 Oct 2026Expense ratio 0.65%
29 Oct 2025NAV low 46.3 · high 48.33+4.1%
In plain words
Over 3 years it returned +6.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 11 of 12 funds in Floating Interest Rates.
A monthly SIP over 10 years ended ₹31,178 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.2% | -5.1% |
| 6 months | +2.3% | -3.2% |
| 1 year | +4.1% | -10.2% |
| 3 years (yearly) | +6.9% | +7.4% |
| 5 years (yearly) | +6.2% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +7.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,843 | +3.9% |
| 3 years | ₹3,60,000 | ₹3,96,389 | +6.0% |
| 5 years | ₹5,90,000 | ₹6,96,110 | +6.5% |
| 10 years | ₹11,90,000 | ₹16,74,009 | +6.6% |
Top holdings (30 Sept 2026)
Fund size ₹7,461 crore · 104 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.96% Pipeline Infrastructure Private Limited** | CRISIL AAA | 3.41% |
| 7.57% Indian Railway Finance Corporation Limited** | CRISIL AAA | 3.34% |
| Mahindra & Mahindra Financial Services Limited** | CRISIL AAA | 2.68% |
| 7.64% National Bank For Agriculture and Rural Development** | ICRA AAA | 2.40% |
| HDFC Bank Limited** | CARE A1+ | 2.28% |
| 8.54% REC Limited** | CRISIL AAA | 2.20% |
| 7.4% Summit Digitel Infrastructure Limited** | CRISIL AAA | 2.13% |
| 8.15% JIO Credit Limited** | CRISIL AAA | 1.99% |
| 7.45% Bharti Telecom Limited** | CRISIL AAA | 1.97% |
| HDFC Bank Limited | ICRA A1+ | 1.97% |
| National Bank For Agriculture and Rural Development** | CRISIL A1+ | 1.96% |
| 8.75% LIC Housing Finance Limited** | CRISIL AAA | 1.84% |
| Small Industries Dev Bank of India** | CRISIL AAA | 1.71% |
| 8.2% Tata Capital Housing Finance Limited | CRISIL AAA | 1.68% |
| 7.64% Bajaj Housing Finance Limited | CRISIL AAA | 1.64% |
Largest industries: CRISIL AAA 45.9%, SOVEREIGN 6.9%, ICRA AAA 6.6%, CRISIL AAA(SO) 5.2%, CRISIL A1+ 4.2%, CARE A1+ 3.6%.
Other plan of this fund: Nippon India Floating Interest Rates Fund - Direct Plan - Growth