UTI Mutual Fund · Debt · Ultra Short to Short Term · Regular plan
UTI Ultra Short to Short Term Fund - Regular Plan - Growth
₹6,785.728NAV on 2 Nov 2026Expense ratio 0.65%
3 Nov 2025NAV low 6,424.6 · high 6,785.73+5.6%
In plain words
Over 3 years it returned +6.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 14 of 20 funds in Ultra Short to Short Term.
A monthly SIP over 10 years ended ₹37,034 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.2% | +4.6% |
| 3 months | +1.1% | -3.8% |
| 6 months | +3.0% | -1.6% |
| 1 year | +5.6% | -8.1% |
| 3 years (yearly) | +6.9% | +8.0% |
| 5 years (yearly) | +6.1% | +6.5% |
| 10 years (yearly) | +5.5% | +11.7% |
| Since start (yearly) | +33.4% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,608 | +5.6% |
| 3 years | ₹3,60,000 | ₹3,97,485 | +6.5% |
| 5 years | ₹6,00,000 | ₹7,08,349 | +6.6% |
| 10 years | ₹12,00,000 | ₹16,27,371 | +5.9% |
Other plan of this fund: UTI Ultra Short to Short Term Fund - Direct Plan - Growth