HDFC Mutual Fund · Debt · Dynamic Term · Regular plan
HDFC Dynamic Term Fund - Regular Plan - Growth
₹92.2214NAV on 30 Oct 2026Expense ratio 1.40%
29 Oct 2025NAV low 89.15 · high 94.15+2.3%
In plain words
Over 3 years it returned +5.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -2.8%.
On 3-year return it ranks 13 of 21 funds in Dynamic Term.
A monthly SIP over 10 years ended ₹70,668 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -0.9% | -5.1% |
| 6 months | +1.9% | -3.2% |
| 1 year | +2.6% | -10.2% |
| 3 years (yearly) | +5.8% | +7.4% |
| 5 years (yearly) | +4.8% | +6.5% |
| 10 years (yearly) | +5.1% | +11.3% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,781 | +2.4% |
| 3 years | ₹3,60,000 | ₹3,84,452 | +4.1% |
| 5 years | ₹5,90,000 | ₹6,70,061 | +5.0% |
| 10 years | ₹11,90,000 | ₹15,67,603 | +5.3% |
Other plan of this fund: HDFC Dynamic Term Fund - Direct Plan - Growth