TickerKhojSBI Mutual Fund · Debt · Overnight · Regular plan
SBI OVERNIGHT FUND - Regular Plan - Growth
₹4,451.716NAV on 2 Nov 2026Expense ratio 0.13%
1 Nov 2025NAV low 4,232.34 · high 4,451.72+5.2%
In plain words
Over 3 years it returned +5.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 22 of 35 funds in Overnight.
A monthly SIP over 10 years ended ₹6,144 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +4.6% |
| 3 months | +1.3% | -3.8% |
| 6 months | +2.6% | -1.6% |
| 1 year | +5.2% | -8.1% |
| 3 years (yearly) | +5.9% | +8.0% |
| 5 years (yearly) | +5.7% | +6.5% |
| 10 years (yearly) | +5.3% | +11.7% |
| Since start (yearly) | +33.2% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,360 | +5.2% |
| 3 years | ₹3,60,000 | ₹3,91,876 | +5.6% |
| 5 years | ₹6,00,000 | ₹6,95,018 | +5.8% |
| 10 years | ₹12,00,000 | ₹15,75,384 | +5.3% |
Top holdings (30 Sept 2026)
Fund size ₹25,553 crore · 6 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 91 DAY T-BILL 01.10.26 | Sovereign | 1.17% |
| 91 DAY T-BILL 08.10.26 | Sovereign | 1.17% |
| 91 DAY T-BILL 29.10.26 | Sovereign | 0.58% |
| 91 DAY T-BILL 15.10.26 | Sovereign | 0.39% |
| 182 DAY T-BILL 15.10.26 | Sovereign | 0.39% |
| 364 DAY T-BILL 23.10.26 | Sovereign | 0.39% |
Largest industries: Sovereign 4.1%.
Other plan of this fund: SBI OVERNIGHT FUND - Direct Plan - Growth