Franklin Templeton Mutual Fund · Debt · Floating Interest Rates · Regular plan
Franklin India Floating Interest Rates Fund - Regular Plan - Growth
₹43.8311NAV on 30 Oct 2026Expense ratio 0.95%
29 Oct 2025NAV low 41.67 · high 43.83+5.2%
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 2 of 12 funds in Floating Interest Rates.
A monthly SIP over 10 years ended ₹65,022 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +1.9% |
| 3 months | +0.7% | -5.1% |
| 6 months | +2.4% | -3.2% |
| 1 year | +5.2% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +6.4% | +6.5% |
| 10 years (yearly) | +6.2% | +11.3% |
| Since start (yearly) | +6.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,583 | +4.9% |
| 3 years | ₹3,60,000 | ₹3,99,230 | +6.5% |
| 5 years | ₹5,90,000 | ₹7,02,247 | +6.8% |
| 10 years | ₹12,00,000 | ₹16,66,190 | +6.3% |
Other plan of this fund: Franklin India Floating Interest Rates Fund - Direct Plan - Growth