UTI Mutual Fund · Debt · Overnight · Regular plan
UTI - Overnight Fund - Regular Plan - Growth
₹3,756.6713NAV on 2 Nov 2026Expense ratio 0.14%
2 Nov 2025NAV low 3,570.81 · high 3,756.67+5.2%
In plain words
Over 3 years it returned +6.0% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 10 of 35 funds in Overnight.
A monthly SIP over 10 years ended ₹1,87,682 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +4.6% |
| 3 months | +1.3% | -3.8% |
| 6 months | +2.6% | -1.6% |
| 1 year | +5.2% | -8.1% |
| 3 years (yearly) | +6.0% | +8.0% |
| 5 years (yearly) | +5.7% | +6.5% |
| 10 years (yearly) | +66.8% | +11.7% |
| Since start (yearly) | +32.7% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,378 | +5.2% |
| 3 years | ₹3,60,000 | ₹3,92,126 | +5.6% |
| 5 years | ₹6,00,000 | ₹6,95,913 | +5.9% |
| 10 years | ₹12,00,000 | ₹3,16,09,746 | +62.1% |
Other plan of this fund: UTI - Overnight Fund - Direct Plan - Growth