TickerKhojFranklin Templeton Mutual Fund · Solution Oriented · Retirement · Regular plan
Franklin India Retirement Fund - Regular Plan - Growth
₹213.0397NAV on 30 Oct 2026Expense ratio 2.25%
29 Oct 2025NAV low 209.26 · high 222.91-4.3%
In plain words
Over 3 years it returned +6.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.1%.
On 3-year return it ranks 19 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹74,597 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.8% | +1.9% |
| 3 months | -2.7% | -5.1% |
| 6 months | -1.0% | -3.2% |
| 1 year | -4.1% | -10.2% |
| 3 years (yearly) | +6.5% | +7.4% |
| 5 years (yearly) | +5.8% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +8.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,015 | -4.0% |
| 3 years | ₹3,60,000 | ₹3,69,307 | +1.6% |
| 5 years | ₹5,90,000 | ₹6,69,736 | +5.0% |
| 10 years | ₹11,90,000 | ₹16,74,376 | +6.6% |
Other plan of this fund: Franklin India Retirement Fund - Direct Plan - Growth