TickerKhojLIC Mutual Fund · Debt · Gilt · Regular plan
LIC MF Gilt Fund - Regular Plan - Growth
₹34.7956NAV on 2 Nov 2026Expense ratio 1.10%
3 Nov 2025NAV low 32.94 · high 35.23+2.2%
In plain words
Over 3 years it returned +4.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.2%.
On 3-year return it ranks 20 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹61,420 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +4.6% |
| 3 months | +0.1% | -3.8% |
| 6 months | +3.0% | -1.6% |
| 1 year | +2.1% | -8.1% |
| 3 years (yearly) | +4.9% | +8.0% |
| 5 years (yearly) | +4.3% | +6.5% |
| 10 years (yearly) | +5.5% | +11.7% |
| Since start (yearly) | +6.0% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,142 | +3.3% |
| 3 years | ₹3,60,000 | ₹3,77,614 | +3.1% |
| 5 years | ₹6,00,000 | ₹6,66,524 | +4.2% |
| 10 years | ₹12,00,000 | ₹15,51,319 | +5.0% |
Other plan of this fund: LIC MF Gilt Fund - Direct Plan - Growth