TickerKhojDSP Mutual Fund · Debt · Gilt · Regular plan
DSP Gilt Fund - Regular Plan - Growth
₹97.5528NAV on 2 Nov 2026Expense ratio 1.18%
3 Nov 2025NAV low 93.09 · high 100.14+1.9%
In plain words
Over 3 years it returned +5.8% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.7%.
On 3-year return it ranks 5 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹54,983 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +4.6% |
| 3 months | -1.2% | -3.8% |
| 6 months | +2.0% | -1.6% |
| 1 year | +1.7% | -8.1% |
| 3 years (yearly) | +5.8% | +8.0% |
| 5 years (yearly) | +5.2% | +6.5% |
| 10 years (yearly) | +6.5% | +11.7% |
| Since start (yearly) | +7.5% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,183 | +1.8% |
| 3 years | ₹3,60,000 | ₹3,80,015 | +3.5% |
| 5 years | ₹6,00,000 | ₹6,79,752 | +4.9% |
| 10 years | ₹12,00,000 | ₹16,33,159 | +6.0% |
Other plan of this fund: DSP Gilt Fund - Direct Plan - Growth