DSP Mutual Fund · Debt · Medium Term · Regular plan
DSP Medium Term Fund - Regular Plan - Growth
₹85.7067NAV on 30 Oct 2026Expense ratio 0.74%
3 Nov 2025NAV low 83.62 · high 87.03+2.7%
In plain words
Over 3 years it returned +6.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.6%.
On 3-year return it ranks 10 of 12 funds in Medium Term.
A monthly SIP over 10 years ended ₹32,590 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | -0.9% | -5.1% |
| 6 months | +1.7% | -3.2% |
| 1 year | +2.8% | -10.2% |
| 3 years (yearly) | +6.4% | +7.4% |
| 5 years (yearly) | +5.6% | +6.5% |
| 10 years (yearly) | +5.5% | +11.3% |
| Since start (yearly) | +6.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,478 | +2.3% |
| 3 years | ₹3,60,000 | ₹3,89,272 | +5.1% |
| 5 years | ₹6,00,000 | ₹6,95,334 | +5.8% |
| 10 years | ₹12,00,000 | ₹15,96,348 | +5.6% |
Other plan of this fund: DSP Medium Term Fund - Direct Plan - Growth