NSE ScannerComparison · NSE · data 2026-11-01
Laxmi India Finance Limited vs Viji Finance Ltd.
In plain words
Size: Laxmi India Finance Limited is about 1.4 times the market value of Viji Finance Ltd..
Valuation (P/E): Viji Finance Ltd. 42.5 vs Laxmi India Finance Limited 8.3.
Return on equity: Laxmi India Finance Limited 13.8% vs Viji Finance Ltd. 8.8%.
Profit growth over 3 years: Viji Finance Ltd. 65.8% a year vs Laxmi India Finance Limited 46.1% a year.
Debt to equity: Laxmi India Finance Limited 2.87 vs Viji Finance Ltd. 0.31.
Differences in the numbers, not a recommendation of either stock.
Side by side
| LAXMIINDIA | VIJIFIN | |
|---|---|---|
| Price | ₹90.83 | ₹14.98 |
| Market cap | ₹476 cr | ₹346 cr |
| P/E | 8.3 | 42.5 |
| P/B | 1 | 6.8 |
| ROE | 13.8% | 8.8% |
| ROCE | — | — |
| Debt / equity | 2.87 | 0.31 |
| Operating margin | 26.8% | 74.8% |
| Dividend yield | 0.00% | 0.00% |
| Sales growth, 3 years (yearly) | 34.8% | 35.9% |
| Profit growth, 3 years (yearly) | 46.1% | 65.8% |
| 1-year return | -41.4% | 427.5% |
| Revenue, last 12 months | ₹340 cr | ₹9 cr |
| Net profit, last 12 months | ₹57 cr | ₹6 cr |
| Latest quarter | Jun 2026 | Sept 2026 |
| Quarter net profit | ₹17 cr | ₹2 cr |
| Quarter profit vs a year earlier | +69.4% | — |
| Promoter holding | 60.17% | 30.07% |
| Health check | Average (5.9/10) | Average (6.2/10) |
Common questions
Which has a higher P/E, Laxmi India Finance Limited or Viji Finance Ltd.?
Viji Finance Ltd. trades at the higher P/E (42.5 against 8.3). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Laxmi India Finance Limited (13.8% against 8.8%).
Which carries more debt?
Laxmi India Finance Limited has the higher debt-to-equity ratio (2.87 against 0.31).